Coronavirus Business Resources


In an effort to assist our business community during this Coronavirus season, we have compiled the following helpful information and resources. If you have a question or need assistance, please contact us at 817-837-1000 or Email. We're happy to help or connect you with the right resource.

Workplace Safety Recommendations:

Steps to Navigate Business Impact:


For your business: Prepare for negative economic impacts. 


  • Capital: Businesses should prepare by exploring and testing their capital access options so they have what they need when they need it. Create, confirm, or expand your line of credit. Explore the Small Business Administration's capital access resources.


  • Staffing: Develop staffing plans for varying levels of customers and revenue (what does an 80% scenario plan look like?). The US Dept of Labor provides information on common issues employers and employees face when responding to public health emergencies, and their effects on wages and hours worked. Fair Labor Standards Act Q & A | Family and Medical Leave Act Q &A


  • Insurance: Now is the time to contact your insurance agent to review your policy to understand precisely what you are and are not covered for in the event of an extended incident.


  • Inventory and Supply Chain Shortfalls: While the possibility could be remote, it is a prudent preparedness measure to ensure you have either adequate supplies of inventory for a sustained period and/or diversify your distributor sources in the event one supplier cannot meet an order request.


For your customers: Make your place of business as hygienic as possible and communicate what you are doing to customers so they feel comfortable visiting. Promotional incentives might help during this time.


For your employees: Check, modify, and communicate HR policies regarding remote working, sick-leave, and compensation during health crisis. Try to ensure your policies are as flexible and non-punitive as possible. Sick employees and employees with sick family members should be encouraged to stay home. 


For your workflow: Cross-train employees for key functions so that daily schedules can continue relatively uninterrupted by potential employee absences. Where relevant, consider staggering start and end times to reduce large numbers of people coming together at the same time; and create and test remote employee collaboration systems (consider apps such as Slack, Zoom and Microsoft Teams).


For your cashflow: Communicate with your landlord (or tenants) and lenders about expectations and request flexibility (better to have that conversation now).

Access to Capital:


The Small Business Administration provides a number of loan resources for small businesses to utilize when operating their business. For more information on loans or how to connect with a lender, visit:

SBA has developed Lender Match, a free online referral tool that connects small businesses with participating SBA-approved lenders within 48 hours. 

Please visit the SBA's Small Business Guidance and Loan Resources for more details. 

Apply for SBA Disaster Assistance Loan:


Texas has been approved to apply for disaster assistance loans. The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply Here:

Ensure loan application is complete before you submit.



  • Loan application (SBA Form 5), completed and signed (this is electronic/online in the portal)

  • Tax Information Authorization (IRS Form 4506-T), completed and signed by each applicant, each principal owning 20 percent or more of the applicant business, each general partner or managing member; and, for any owner who has more than 50 percent ownership in an affiliate business. Affiliates include, but are not limited to, business parents, subsidiaries, and/or other businesses with common ownership or management

  • Complete copies, including all schedules, of the most recently filed Federal income tax returns for the applicant business; an explanation if not available

  • Personal Financial Statement (SBA Form 413) completed, signed, and dated by the applicant, each principal owning 20 percent or more of the applicant business, and each general partner or managing member

  • Schedule of Liabilities listing all fixed debts (SBA Form 2202 may be used)


If you have any additional questions, please call the SBA Customer Service Center at (800) 659-2955. Individuals who are deaf or hard of hearing may call (800) 877-8339.

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance per small business and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.

  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.

  • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.

For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

Visit for more information.

Paycheck Protection Program:

The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Click here for more information and to apply.

Employee Retention Credit


The US Treasury Department and the Internal Revenue Service launched the Employee Retention Credit, designed to encourage businesses to keep employees on their payroll. 


The refundable tax credit is 50 percent of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19.


Click here for more information.

PLUS! The deadlines to FILE and PAY federal income taxes are extended to July 15, 2020.

Helpful Support Videos:

Ideas to Promote Business During COVID-19:


  • Offer gift cards for purchase online


  • Email your customer base with ability to purchase online gift cards. Provide a promotional incentive. Ex: Additional $10 value with every $25 gift card purchased.


  • Connect with delivery services such as Uber Eats and Door Dash.


  • Move to an online shopping presence if you haven't already. A variety of DIY website programs are available, such as Wix, Weebly, Square, Constant Contact, Go Daddy and more. Read Article: Best 10 Website Builders 2020 Google "How to Create a Small Business Website" for resources.


  • Can you provide drop-off delivery service to businesses or residences? Can you change in-store employees into delivery teams?


  • Do you have digital resources to help businesses and families in this new environment? Tips to reduce stress relief. Work-at-home strategies. Resources for families facing loss of income. Recommendations for insurance needs. Strategies to declutter homes and prepare for future sale. Activities and ideas for students at home. Cleaning strategies for businesses and families to protect against COVID-19.


  • Think outside the box on how your business can help!

How To Support Small Business: